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Today's Thirty year mortgage The Texas Mortgage Pros Rates – Mortgage Calculator – Comparison to Other Mortgage Rates. 15-year fixed rates – 15-year fixed rates are normally lower than a 30-year and, depending on the lender, the interest rate variance ranges from 0.50% to 0.75%. These rates are often lower because having a shorter term provides significantly less risk to the lender.
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In Your 60s: Refi or Reverse Mortgage? – or if the refinance rates are lousy, a reverse mortgage may not be a terrible decision," Quince says. However, realize that, with a reverse mortgage, the bank only pays a portion of the appraised valu.
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