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Mortgage pre-approval: The first step on your journey – Outshine the competition with a mortgage pre-approval.. If you’re pre-approved, share your letter from Huntington with your realtor.. Private Mortgage Insurance may be required for loans that are more than 80% of the home value.

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Mortgage pre-approval vs. prequalification – U.S. Bank – Pre-approval vs. prequalification. Mortgage prequalification differs from a pre-approval in that prequalification assesses whether your debt-to-income ratio fits U.S. Bank’s program guidelines for home loans. It also provides an estimate of how much you may be able to borrow – a good first step in your house-hunting journey. Mortgage pre.

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