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Lease with Right to Purchase Might Be Easier than You Think Not Enough Funds? Working on Credit? Pick any home on the market for sale not just rentals. Lease now and buy later. Select any active listing for sale on the MLS that meets the investor’s property requirements with a house value from $100,000 to $400,000.

Rent to Own Homes - Where Can You Locate Rent To Own Home Sellers..? RentUntilYouOwn.com is the #1 provider of Dallas, Texas rent to own homes listings. Our goal is to offer the highest quality results, along with helpful Dallas resources and support. We understand that finding genuine rent to own homes in Dallas can be very difficult. Even more challenging is trying to search Dallas, TX listings for free.

Home Partners provides responsible households that cannot obtain a mortgage a transparent path to home ownership. home Partners will purchase the home for approved residents, lease it to the residents, and provide a right to acquire it during the lease period at pre-determined prices.

RENT-TO-OWN FURNITURE. Is rent-to-own furniture a no-credit-check option that will allow you to get what you need when you need it? The good news is, if you’ve been looking at rent-to-own furniture online, there’s another option: Through the YES MONEY® program at Conn’s HomePlus, you may be able to qualify for financing to buy furniture,

Renshaw Property Management focuses on residential rental properties in Memphis, Germantown, Collierville, Cordova, Olive Branch, Southaven and the surrounding areas in the Mid-South. Our professionals have more than 100 years of combined experience in the residential property management industry – just a few things that make us a trustworthy.

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If you want to break your lease early to get into a new home, it's best to.. Even though the company uses third-party property managers, its industry-standard leases set. But some landlords would rather have their own crews do the work.

buying a foreclosed home from the bank 10 Steps to Buying a Bank-Owned Home | PennyMac – The REO Guide: 10 Steps to Buying a Bank-Owned home. 01/24/2018 kristin demshki . BUYING A HOME.. Foreclosure. The lender initiates legal proceedings against the borrower to foreclose on the property.. An inspection should be part of buying any home, but it is crucial for bank-owned homes.

Rent To Own Steps. Nevertheless, a rent-to-own contract should always include the length of the rent-to-own lease agreement (usually anywhere from 12 to 70 months), the amount of initial option fee (usually 35 percent of final purchase price), the final purchase price at the end of the term, and the amount of the monthly payments.

when should you refinance your home mortgage

Your lender can tell you exactly what closing costs you’ll pay when you refinance your mortgage. To see whether it still makes financial sense to refinance after you pay for closing costs, all you have to do is divide your total closing cost price by your monthly savings.

Home equity is the dollar-value difference between the balance you owe on your mortgage and the value of your property. When you refinance for an amount greater than what you owe on your home, you can receive the difference in a cash payment (this is called a cash-out refinancing).

If you have a conventional loan, then a rate and term refinance should give you the customization you need. Paying off your mortgage faster via a cash-in refinance is a smart way to build equity while potentially securing a lower rate.

Q: I was offered a mortgage. on home flipping] If there is only $68,000 remaining on the loan balance, but you have 20 years left on the loan term, the lender will recast the $68,000 owed over the.

To determine whether you should consider refinancing, you need to compare the costs of obtaining a new mortgage with the savings you will enjoy with a reduced interest rate. You my also want to consider refinancing to a different type of mortgage, such as switching from a 5-year balloon to a 15-year fixed rate mortgage.

A mortgage refinance can seem challenging, but if you plan ahead and follow these simple steps, the process can go smoothly. Find out how to refinance, including setting a goal, getting your.

If you have an adjustable rate mortgage and your rate has reset to a higher rate than the initial low rate, it is definitely worth looking into a refinance. The good news is that adjustable rate mortgages can change their interest rates over the term of the loan, and when rates are going down, that can be good.

qualifying for harp refinance A lot of homeowners with underwater mortgages would like to refinance, but they don’t qualify for HARP (the federal Home Affordable Refinance Program). And HARP will be expiring soon anyway. Do they have other options? Surprisingly, yes. There are other ways you can refinance a negative-equity mortgage if you don’t qualify for HARP.

When you refinance your mortgage, you’re restarting the clock. For instance, if you have 15 years left on your mortgage and refinance back to a 30-year mortgage, the extended term will lower your monthly payment. However, you are extending the time in which you will pay back your mortgage, again.

credit requirements for fha loan 7 crucial facts about FHA loans – . are ineligible for FHA loans. The FHA will make allowances under certain circumstances for applicants who have what it calls “nontraditional credit history or insufficient credit” if they meet.

when can i drop my pmi

To remove PMI, or private mortgage insurance, you must have at least 20 percent equity in the home. You may ask the lender to cancel PMI when you have paid down the mortgage balance to 80 percent of the home’s original appraised value. When the balance drops to 78 percent, the mortgage servicer is required to eliminate PMI.

15 year mortgage refinance credit score to qualify for fha fha loan eligibility requirements for 2019 – Home.Loans – 2019 FHA Credit Score Requirement. In order to qualify for an FHA mortgage in 2019, borrowers should ideally have a credit score of at least 580. That doesn’t mean that borrowers with lower credit scores can’t qualify for the loan, however, that’s the credit score they’ll need in order to enjoy the FHA low down payment requirement of 3.5%.making home affordable modifications refinance rates for mortgage Refinancing Soars Up 39% as Rates Decline – The 22-basis point drop in mortgage rates per Freddie Mac, the largest one-week decline in more than 10 years, triggered a surge in mortgage applications last week, especially for refinancing. The.Making Home Affordable: HARP & HAMP – Fannie Mae – A critical part of Fannie Mae’s role in the Making Home Affordable® Program is the Home Affordable Refinance Program (HARP), available for refinances of existing fannie mae (and Freddie Mac) loans.qualifying for harp refinance loans for low income bad credit Use the auto loan refinance calculator to see how much you can save by refinancing. Interest rates: The interest rate you’ll get depends on your credit score and income, the length of the loan you.cash out refinance on investment property Let's Double Down! Cash Out Refinance on a Rental Property – The Cash Out Refinance. You can refinance an investment property up to 75% of the loan value. Basically trading that equity for cash. That cash is not taxed – it’s already your money, you are just accessing it. Doubling Down – When A Rental Property Clones Itself. You can take that lump sum of cash and plow it directly into another.7 questions everyone asks about the harp refinance program.. In order to qualify for HARP, homeowners had to show their current mortgage was backed by Fannie Mae or Freddie Mac on, or prior to.what is the usda interest rate today mortgage.info powers – Current USDA Mortgage Rates Today – See Today’s USDA Mortgage Rates! If you are buying a home or refinancing a USDA Mortgage, rates are very important to be aware of. usda mortgage rates change each day and sometimes multiple times each day – so get your real-time usda rate information right here for a number of different lenders in your area.The average rate for 15-year, fixed-rate home loans slipped this week to. brought a surge in interest by prospective.

Her rationale was that within a few months, the market value of my house would have increased by 3 to 5 percent, at which time I could have the PMI dropped. With only a few. With private mortgage.

Most people with private mortgage insurance want to know how to get rid of it. And for good reason: PMI tacks on a substantial extra fee to your already massive mortgage payments. Lenders.

Private mortgage insurance (PMI) protects the lender in the event that you default on your mortgage payments and your house isn’t worth enough to entirely repay the lender through a foreclosure sale. Unfortunately, you foot the bill for the premiums, and lenders almost always require PMI for loans where the down payment is less than 20%.

If you’ve built up some equity in your home, you may be able to refinance your loan and end those PMI payments. But is it a good idea? Refinancing to End PMI: A Deal or a Dud? | realtor.com

How to Drop Private Mortgage Insurance. Good payment history. The new PMI law looks at the 24 months prior to the PMI cancellation date (according to the amortization schedule). During the first 12-month period, the homeowner must not make a payment 60 or more days past due. During the second 12-month period,

You should be able to locate these dates on your closing paperwork. More specifically, you should have a PMI disclosure form that you signed when you closed on your home loan. You can request that your PMI be dropped earlier than these dates if you meet the following criteria: You must be up-to-date on your monthly payments.

current annual percentage rate Annual percentage yield – Wikipedia – Annual percentage yield (APY) is a normalized representation of an interest rate, based on a compounding period of one year. apy figures allow a reasonable, single-point comparison of different offerings with varying compounding schedules. However, it does not account for the possibility of account fees affecting the net gain.

PMI Calculator with Amortization. This unique mortgage calculator will not only generate an amortization schedule, but will also show the Private Mortgage Insurance payment that may be required in addition to the monthly PITI payment, and when it will automatically cancel.. Want to learn more about PMI?

how to get a commercial loan for rental property

Conventional mortgages are the best investment property loans you will. units) or for investors looking to buy and rent commercial real estate.

How to Get a Commercial Real Estate Loan or Mortgage Purchasing real estate for your business is one of the largest and most important expenses you’ll make as a small business owner. Getting the right space for your business to grow and expand is important for long-term sustained success.

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Whether you’re going on holiday or managing a diverse portfolio of properties, holiday home rental sites. like Patricia get more out of their property and reach their financial goals, whether that.

What Do Banks Look for in a Commercial Real Estate Loan? LOANS FOR AIRBNB VACATION RENTAL PROPERTIES. The result is that few buyers can get their debt-to-income ratio below the target of 43% to 45%.

Rental property ownership has its perks. If you choose the right rental property, you can receive a regular revenue stream that covers the mortgage and provides. way to reduce your tax exposure.

Loans for investment properties can take several forms.. Nonetheless, it does take a certain amount of cash to get started in real estate.. You need another financing option – a commercial investment property loan! Related:.

How to get a commercial mortgage with no commercial experience 19.06.18 Written by Gareth richards gareth richards, consultant mortgage broker looks at pricing, property types and lending criteria for first-time commercial investors.

For investors seeking an income stream from rental properties. to pay the mortgage even if your unit is empty. The quality of an investment group depends entirely on the company offering it. In.

There are generally two kinds of people who start their own business. Any segments of the loan being used for capital purchases, such as real estate or vehicles, can be secured with that asset,

can i deduct refinance closing costs For homeowners, some of the costs for refinancing a mortgage loan are tax deductible. As with homebuyers, a refinanced mortgage’s loan interest prepaid at closing is usually tax deductible. For.

As the editor of the Forbes Real Estate. if I did not get the construction loan for the new project, the current loan would be short by $800,000 and I would have not been able to finish either.

The use of property as collateral is a common way to borrow money. If the borrower fails to fulfill the terms of the loan, the lender may take possession of the property. Prlog.org describes a secured loan as one "given or disbursed against the mortgage of property.

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bb&t home equity loan calculator BB&T Home Mortgage Reviews – highya.com – Home Equity Loans and Home Equity Lines of Credit. The final category of mortgage you can get from BB&T are loans and lines of credit that are related to the equity in your home. Your equity is the value of your home minus what you owe on your mortgage. If your home is appraised at $300,000 and you owe $200,000, your equity is $100,000.

FHA construction loans can help consumers get into a home faster. Find out how an FHA construction loan works and what the benefits are. These loans are a great choice if you want to build rather.

home equity loan navy federal For government workers having trouble making loan payments on mortgage, home equity or non-mortgage products. But the loan is subject to credit approval. navy federal credit union, whose members.

Construction Loan: We will finance up to 60% of land costs (plus up to 100% of vertical costs) for qualified builders. subordination / Seller Financing: This is a way to get 100% financing! The land seller is essentially providing seller-financing on ALL the land while Builder Finance may provide ALL the funds for vertical construction.

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Most of these home construction loans have a limited construction term, often no more than a year. During construction, the lender will disburse money to the builder as work progresses, and you typically make interest-only payments calculated on the amount of the loan that has been disbursed.

Lock down a range of interest rates for up to 24 months on a variety of loans with a required, non-refundable extended lock fee. Stay on track with our new construction home financing checklist (PDF).

When you need construction loans, bad credit can really limit your options. Loans of all kinds are becoming more difficult to obtain because the standards of lending are getting harder to meet. That doesn’t necessarily mean you’ll have to put your dreams on hold, but you will need to take a few steps before you apply for a construction loan.

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The most crowded segment of the market is debt funds that are doing short-term, bridge loans for transitional assets that do have existing cash flow in place versus ground-up construction. bad.

The basics of construction loans. Construction loans are typically short term with a maximum of one year and have variable rates that move up and down with the prime rate. The rates on this type of loan are higher than rates on permanent mortgage loans. To gain approval, the lender will need to see a construction timetable,

best months to buy a house

That might mean you need to buy a home in April too, which could be the worst time because everyone else is out house hunting too. Nope, it takes lots of time and research, touring, open houses, ups and downs, close calls, and more to finally snag that right property, even if it happens to take place in the worst month.

what qualifies as a second home Declaring your boat a second home can bring big tax relief. – The second-home deduction for interest paid on boat loans is the biggest tax deduction in american recreational boating. approximately 500,000 pleasure boats in the United States are large enough.

It’s not wise to make any huge purchases or move your money around three to six months before buying a new home. You don’t want to take any big chances with your credit profile. lenders need to see that you’re reliable and they want a complete paper trail so that they can get you the best loan possible.

"The best time to list their house is as soon as they say, I have found the builder I want," Howard said. A good rule of thumb, she said, is to presume that unforeseen delays could occur. "If the builder says it’s going to take three months to build, plan for four," she said.

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Here’s the best time of year to buy a home – and when to start house hunting to find the best deal. The number of homes available for first-time buyers the US tends to fall between July and September, when trade-up and premium home inventory is at its peak. Since 2012, starter home inventories in the summer months have declined by as much as 20.4%, driving prices up and rendering homeownership unattainable for many young Americans.

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Zillow data proves the best time of year and month to sell a house, when to put your house on the market and even the best day of week to list your home. Read for more on seasonality and market conditions to time your listing.

But he also began a new path: speaking out about his experiences, in settings across North Carolina, in other states and in.

how to calculate piti formula Mortgages: How Much Can You Afford? – Under this formula, a person earning $100,000 per year can afford to mortgage between $200,000 and $250,000. But this calculation is only a general guideline. Ultimately, when deciding on a property,

So when is the best time to buy? A Trulia study that examined property searches across its entire site between 2011-2013 suggests that in most coastal markets you’ll find the best deals during the months of September and October. That’s the time of year when you’re likely to hit the real estate sweet spot: a decent amount of remaining inventory with less competition, which yields better.

buying a foreclosed home from the bank Buying a Foreclosed Home: How a foreclosure sale works. – Buying a foreclosed home can be a good way to score a deal while hunting for real estate. A foreclosure is a house whose owners were unable to pay the mortgage or sell the property.

how to find out how much my home is worth

Find out how much your home is worth with Zolo’s Home Value Calculator Tool. Get an instant estimate of the current value of your house by entering your address above. Zolo estimates Canadian home values based upon many factors, including nearby homes, recently sold properties, Canadian Census data, location and other real estate market.

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If you’re considering a few job openings and you know you’d make a great hire, put yourself out there and. don’t know where they find you. Having a platform opens the door to more opportunities..

The best and fastest way to find out what your property is worth is to complete a quick online form to receive an offer from your local home buyer. Many people do not realize that local home buyers exist in every major metropolitan area across the.

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 · Even so, just because you found a buyer willing to pay $350,000 for your home, it doesn’t mean the value of your house is $350,000. Ultimately, the financial backing in a deal decides the property’s value, and it’s most often a bank or other nonbank mortgage lender making the call.

Use our seller tools to find out what your home is worth in today’s market. Start by looking up your home value estimates, then get a better idea of how much your house is worth by using the pricing tool and the insight of a local agent.

Find Out: How To Refinance When Your Home Appraisal Is Too Low Use a Property Appraiser Using online tools or speaking with a local realtor can give you an estimated home value quickly at no charge, however, there will be times when you need the most accurate value for your house.

If you’re planning to sell, the Redfin Estimate can give you an idea how much you’ll get for your home. If you’re house hunting, the Estimate can predict the final sale price for listings you’re interested in. Check out the Redfin Estimate for homes in Atlanta, Austin, Raleigh, Rhode Island, or one of our other 80+ markets across the U.S.

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Pre-qualify for Commercial Real Estate Loans in 5 Minutes with No Impact to Your Credit Score. Does it make sense to keep your money invested in growing your business? Consider a Loan for Commercial Real Estate Give Us Your Info. Did you know that owning instead of renting can increase your cash flow? Do you have a large rental expense?

In South Florida, nonbank lenders now take up a majority of the market share of mortgages in South Florida between $250,000 and $500,000, according to research from The Real Deal. t making the same.

Also, a term loan may require a substantial down payment to reduce the payment amounts and the total cost of the loan. In corporate borrowing, a term loan is usually for equipment, real estate.

Buying Real Estate With Bad Credit Or No Money Down. Is it possible to buy or purchase a house, or apartment, or flat, or some other real estate if you have bad credit, or have no money to put down? Yes. Now, to buy property the conventional way, you must have good credit and money in the bank.

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The following provides an understanding of the many ways you can invest in real estate with no money of your own: Hard/Private Money Lenders: The most popular course of action when financing real estate deals with no money down is through the use of hard or private money lenders. These loans are not given from banks, but rather individuals and.

Many college students living on a tight budget take on side-jobs just to scrape together and save enough money. loan debts down the road. But self-made millionaire Eric Wu spent his college.

How to Get Commercial Real Estate Loans with Low Down Payments. Disculpa, pero esta entrada est disponible slo en Ingls Estadounidense.For the sake of viewer convenience, the content is shown below in the alternative language.

Related: The Book on Investing in Real Estate with No (and Low) Money Down. Furthermore, even though having a large financial cushion to weather storms can help you significantly offset risk, you cannot simply throw money at real estate investments and hope they turn out well. Education is key.

loan for new construction home Fannie Mae expected to soon introduce new construction. – Real Estate Fannie Mae expected to soon introduce new construction loan program Looks to increase affordable housing inventoryhome mortgage calculator with pmi signing a real estate contract Use the time between contract signing and closing to do as much due diligence as possible. If you have any questions, now is the time to ask them of your real estate agent , loan officer, attorney or property inspector.Check out the web’s best free mortgage calculator to save money on your home loan today. Estimate your monthly payments with PMI, taxes, homeowner’s insurance, HOA fees, current loan rates & more. Also offers loan performance graphs, biweekly savings comparisons and easy to print amortization schedules.

Private money lender providing capital for non owner occupied investment property. Fix & Flip, Short Term Bridge, or Buy & Hold Rental Financing. Asset based Hard Money lending with common sense underwriting. Our loan products fill a niche market that traditional banks and mortgage lenders

what are mortgage closing costs

Closing Costs Calculator Closing Costs Worksheet. Closing Costs Calculator. When it comes to your money, it’s never a good feeling to be caught. Loan Costs. There are two categories of charges you pay your lender to secure your mortgage. Other Costs. Government recording fee. This is a fee.

Mortgage Closing Cost Calculator. Our mortgage closing costs calculator (estimator) can help you estimate your total closing expenses. When working with the calculator, please remember the dollar amounts displayed aren’t guaranteed, and what you actually pay may be different.

how can i pay down my mortgage faster Pay Down Debt Or Invest? Implement FS-DAIR – Financial. – The decision to pay off debt or invest is a personal one that depends on a lot of factors: risk tolerance, your number of income streams, liquidity needs, family expenses, job security, investing acumen, retirement age, inflation forecasts, and bullishness about your future in general. I’ve had hundreds of people ask me this question about paying down debt or invest over the years.

Some of these closing costs are deductible on your federal income taxes. Mortgage payments are paid in arrears, which means your payment covers the previous month rather than the upcoming month. If.

Hidden Costs When Buying a House | Top 10 HIDDEN Fees When Purchasing a House Basic Closing Cost Estimator. Depending on a variety of factors, closing costs typically range between 2% and 5% of the home purchase price. Here is a basic.

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VA Loan Closing Costs for VA Home Loans 2019. VA Home Loan Closing Costs and Fees: What to Expect. A down payment is not required on VA loans. However, the veteran is responsible for closing costs. The veteran can pay them out-of-pocket, or receive seller and/or lender credits to cover them.

But lenders – major banks, credit unions and mortgage brokers – oscillate around that figure, offering different packages. Some may charge a higher rate but extend a lender credit or funds to offset.

Closing costs are the processing fees associated with closing your mortgage. Closing costs include fees for things like securing the title for your new home or scheduling a home appraisal. When you close the loan, your lender will collect money from you to cover the cost of these services.

what home loan amount do i qualify for How do Home Loans Work | Bank Better, Live Better – Capitec Bank – How do home loans work? The two key factors in your loan repayment are how much you borrow, and the repayment term. generally you are required to pay back the home loan, plus interest, over a set period of time, most commonly between 20 to 30 years.

Average closing costs by state. Costs include fees charged by lenders, as well as 3rd-party fees for services such as appraisals and credit reports. The survey excludes points, title insurance, title search, taxes, property insurance, association fees, interest and other prepaid items. Those items can cost a lot in total,

You’ve scouted out the best mortgage rate and fought hard to get the best price on your new home. But your bargaining shouldn’t stop there. You can save hundreds of dollars on your closing costs just.

is there closing costs on homes for sale by owner Arnold Hallmark Business Owner is Closing Eureka Store – said owner carol soaper on Tuesday. Last week, Soaper started letting customers know that merchandise will go on sale from 20 percent to 60 percent off original prices. This week, all sales are final,

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2019 VA Funding Fee Chart. VA home loans require an upfront, one-time payment called the VA funding fee. The fee is determined by the loan amount, your service history, and other factors. VA home loan applicants can pay all or part of the fee in cash, or wrap it into the loan amount to reduce out-of-pocket expenses.

steps to getting a mortgage Step 2: Conditional approval. 1) Provide documentation You’ll have to confirm your employment status, income level, assets, debt info and other information to be conditionally approved. 2) Check your inbox Watch for a conditional approval letter to ensure that your mortgage amount and savings will cover the purchase price and closing costs.

 · This video and its contents are not intended for residents or home owners in the states of MA, NY or WA. How Does a Cashout Refinance Work – What is a Cash out Refinance? Not ready to call? Text.

lowest home mortgage interest rates Compare Today's Mortgage Rates | SmartAsset.com – compare current mortgage interest rates from a comprehensive list of home loan lenders. find the best mortgage rates for you. Loading. home buying. calculators.. especially when one has a relatively low interest rate and higher closing costs and the other has a higher interest rate but low.

 · There are many reasons homeowners choose to do this. Sometimes a sudden job relocation pops up unexpectedly. Other times, owners purposely refinance to get access to their home equity. With this money, they fix up the home to make it ready to sell. Some homeowners even use the cash from the equity to put earnest money down on their new home.

Homeowners who need cash to pay for their kid’s college education or for a new car will often do a cash out refinance. These loans differ from home equity loans (HELOCs) in that cash out refinances replace the current mortgage, while a HELOC is a separate loan in addition to the first mortgage.

A cash-out refinance differs from the cost-cutting and the restructuring. As long as getting extra cash won't jack up your new mortgage's interest rate and you. You probably worked pretty darn hard for the cash you used to buy your home.

VA Cash-Out Refinance Rates, Guidelines, and Limits. The VA cash-out refinance program is popular with veterans and active-duty servicemembers who want to tap into their home.

If you need to tap into your home equity for home improvement, a large expense, a new investment, or just some extra cash, you have three main choices: a home equity line of credit (HELOC), a home equity loan, or a cash-out refinance.

A cash out refinance has become a popular way to tap into your home's equity in recent years. In fact, more than 50% of homeowners used this.

they may consider trying a new angle – home values have risen and refinancing can be a good way for homeowners to access the equity in their homes. They can do this by promoting the benefits of.

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